Meet the Joneses Financial planning across the generations

The Joneses Keeping it in the family

Explore our purpose-written case studies to find out how the Jones family plans for its future by taking advantage of the flexibility that pensions allow across the generations.

Topics that will be explored include:

  • Decisions following a DB transfer
  • Charity lump sum death benefits
  • Disqualifying pension credits
  • Contributions from death benefits
  • Assets on expression of wishes
  • Group connected party purchase

and more…

Jones family tree

How to meet the Joneses

Click on the drop down arrow of each character below for an overview of their situation and to read a case study associated with the character.

All characters in the Jones family are fictional and intended for demonstrative purposes only.

Harald Felsing - 80
KAROLINA'S FATHER
  • Has dementia
  • Has recently gone into care

VIEW DECISIONS FOLLOWING A DEFINED BENEFIT TRANSFER CASE STUDY

Margaret Jones – 71
FRED’S SPOUSE, DAN & JULIA’S MOTHER
  • Has pension which includes funds in nominees’ drawdown
  • Wants to leave pension to her grandchildren

VIEW ASSETS ON EXPRESSIONS OF WISHES CASE STUDY

VIEW NO EXPRESSION OF WISHES AND INHERITED FUNDS CASE STUDY

Fred Jones – 74
MARGARET’S SPOUSE, DAN & JULIA’S FATHER, STEVE’S BROTHER
  • Owns and runs business with his son Dan
  • Owns business premises with his son Dan and daughter Julia
  • Wants to leave pension to his grandchildren

VIEW GROUP CONNECTED PARTY PURCHASE CASE STUDY

VIEW ASSETS ON EXPRESSIONS OF WISHES CASE STUDY

VIEW NO EXPRESSION OF WISHES AND INHERITED FUNDS CASE STUDY

Steve Jones - 61
FRED’S BROTHER
Karolina Jones - 49
HARALD’S DAUGHTER, DAN’S SPOUSE, PAULA & ALFIE’S MOTHER
Dan Jones - 50
FRED & MARGARET’S SON, KAROLINA’S SPOUSE, PAULA & ALFIE’S FATHER, JULIA’S BROTHER
  • Owns and runs business with his father Fred
  • Owns business premises with his father Fred and sister Julia

VIEW GROUP CONNECTED PARTY PURCHASE CASE STUDY

VIEW NO EXPRESSION OF WISHES AND INHERITED FUNDS CASE STUDY

Julia Jones - 47
FRED & MARGARET’S DAUGHTER, SARA’S EX-PARTNER, FLO’S MOTHER
  • Has pension which includes a disqualifying pension credit
  • Owns business premises with her father Fred and brother Dan
  • Suffers from arthritis and plans to retire at 55
  • Keen to support her daughter Flo

VIEW DISQUALIFYING PENSION CREDIT CASE STUDY

VIEW GROUP CONNECTED PARTY PURCHASE CASE STUDY

VIEW NO EXPRESSION OF WISHES AND INHERITED FUNDS CASE STUDY

VIEW THIRD PARTY CONTRIBUTIONS AND SCHEME PAYS CASE STUDY

Sara Calvi - 56
JULIA’S EX-PARTNER, FLO’S MOTHER
  • Savings have been reduced by pension sharing order

VIEW DISQUALIFYING PENSION CREDIT CASE STUDY

Alfie Jones - 22
KAROLINA & DAN’S SON, PAULA’S BROTHER
  • Works for his father Dan and grandfather Fred’s business
  • Plans to eventually take Fred’s place when he retires

VIEW ASSETS ON EXPRESSIONS OF WISHES CASE STUDY

VIEW NO EXPRESSION OF WISHES AND INHERITED FUNDS CASE STUDY

VIEW CONTRIBUTIONS FROM DEATH BENEFITS CASE STUDY

Flo Calvi-Jones - 24
JULIA & SARA’S DAUGHTER

Unstructured CPD

The Jones family case studies are eligible for unstructured CPD.

Once you have read through all of the case studies you can download and complete your CPD certificate below.

The form contains editable name, date and number of hours of CPD fields.

Jones family CPD certificate

Jones family CPD certificate

pdf | 764 KB

Find out more

For further information please speak to your local Business Development Manager.

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