Advisers
We provide your client with your recommended pension, and accept your instructions to operate it effectively
Simplifying the tax year end puzzle
Help your clients get a head start on the new tax yearSet your clients up for investment success for the year ahead, by encouraging them to take advantage of their new allowances and avoid the end of tax year rush.
SIPP and SSAS specialists
What you can expect from working with one of the UK's largest independent SIPP and SSAS providersWe don’t provide investments of our own, but we do provide access to the open market of investment providers, platforms and brokers. You choose who to use in our pensions.
We’ll provide your client with your recommended pension, and accept your instructions to operate it effectively.
We’ll provide you, and your client if required, access to our secure portal where you can view up to date information and perform a number of crucial transactions and money movements
We’ll settle the fees you agreed with your client directly from their pension.
Working together, we can deliver the recommendation and commitments you’ve made to your client. Were already looking after the retirement funds of over 78,800* clients – make sure your next recommendation is for a Curtis Banks pension.
LTA abolishment
An update from HMRCThe lifetime allowance is being abolished from 6 April, however as you may be aware, there have been some challenges faced by platforms, advisers and clients in navigating the new rules due to delays receiving guidance from HMRC.
On 4 April, HMRC released a newsletter in which it advises some clients to delay taking benefits, or transferring their pension until it can remedy incorrect legislation. The newsletter can be viewed here.
HMRC advise that certain groups of people should delay action until regulations are passed through Parliament to correct the legislation.
Those affected by HMRC’s advice relate to any case which involves:
- scheme specific tax-free cash protection
- a transfer with enhanced protection
- enhanced protection and primary protection cases with protected lump sum rights of more than £375,000
- the payment of a lump sum death benefit from funds which crystallised before 6 April 2024
- any transfer from drawdown to a QROPS
- any transfer to a QROPS which involves pre-April 2006 benefits.
In respect of the above cases, HMRC state that ‘schemes should advise members to request a delay to the payment/defer their request to transfer’.
Therefore, if you have a client impacted by the above events, please contact us to agree next steps and to provide confirmation as to whether you wish to proceed with the previously provided instruction.
Please contact 0370 414 7000 and select option 8 to be put through to the relevant team
Awards
Money Marketing Awards 2023
Winner of Best SIPP ProviderWe are delighted that Curtis Banks have been awarded Best SIPP Provider at the Money Marketing Awards 2023. The award recognises the extensive expertise, our focus on our customer service, our wide range of investment options and our significant experience in the SIPP industry.
To learn more about our products, our range of investment options or our award winning service, speak with your local Business Development Manager.
Defaqto 2025
Your Future SIPP - 5 star rated
Your Future SIPP fee deals
With fee offers available on cash, in specie and commercial property transfers for new Your Future SIPP clients – the time to recommend Your Future SIPP is now.
Take advantage and help save your clients money today.
Due diligence
We know you will need due diligence information about Curtis Banks as part of your recommendation. We have a dedicated section relating to due diligence, which you can view using the below link.
Service directed by you
Portal access comes as standard with all our pensions. We’re only a phone call away but our pensions are also available at the click of a mouse.
Our online portal allows you to access your clients plans, giving you up to date information on the status of your clients SIPPs at the click of a button. If you do have any questions regarding your clients SIPP you will be able to contact us quickly and efficiently via secure message.
Online you can:
- See an overview of all your clients
- Create, amend and store illustrations
- Set and request your fees
- Send and receive secure messages
- Drill down into plan level analysis
Automated adviser charging
for Your Future SIPPWe offer automated adviser charging, an invoice free process to pay your advice fees, directly from a Your Future SIPP with Curtis Banks.
You’ll receive an automated confirmation email after every payment, and you’ll receive payment within 5 working days of funds being made available in the SIPP.
You can even choose how often you would like to receive payments: monthly, quarterly, annually or bi-annually.
All you need to do is complete our Terms of Business document,and return this to us along with confirmation of where we should send the automated confirmation emails.
You’ll need to arrange for sufficient funds to be made available in the pension to enable us to pay your fees. There are different ways to do this, including setting up a standing order with a Discretionary Fund Manager, or requesting funds from an investment account.
Find out more by speaking with your local Business Development Manager.
Target Market Documents
and our Consumer Duty HubConsumer Duty is part of the FCA’s ongoing efforts to further enhance consumer protection in financial services. Consumer Duty combines an overarching principle that a firm must act to deliver good outcomes for retail customers, with expected behaviours and a number of consumer outcomes financial firms must meet and be able to demonstrate, to ensure they are acting in the best interests of their customers.
At Curtis Banks it’s always been our mission to help our customers thrive in retirement by providing flexible products, innovative technology, and complementary services to meet their needs, whatever stage of their journeys with us, so the fundamentals of Consumer Duty are not new to us.
Target Market documents are designed to ensure that our products are targeted and advised appropriately, to avoid offering unsuitable products to customers. By providing our advisers with clear and detailed Target Market documents, we can collectively ensure that our mutual clients have products that meet their needs and expectations. You can see our Target Market Documents below.
Connect with Us
Sign up to our mailing list to get regular product updates and technical briefingsYou can also follow us on LinkedIn and X for our latest updates, news and product information.
We are also on Facebook where you can learn more about our charitable and community work.
DEDICATED TO SERVICE EXCELLENCE
Every relationship is important to us. Looking after your clients pensions is an important responsibility, and one that we take very seriously. SIPPs and SSASs are complex, and no two plans or clients are the same. We have everything from simple portfolios run by a single investment manager, through to large syndicates of clients jointly holding multiple commercial properties. We work hard to deliver the highest standards of service to you and your clients